Everything you need to bank globally
A complete suite of personal, business and corporate banking services — secure, borderless and built for the modern world.
Personal Banking
A complete current and savings experience built for real life — from your first paycheque to your biggest milestones.
Learn moreBusiness Banking
Fast account opening, powerful team controls, and cash-flow tools built for founders, freelancers and growing companies.
Learn moreCorporate Banking
Treasury, liquidity, FX risk management and dedicated relationship coverage for established enterprises.
Learn moreDigital Banking
A progressive web app that installs on any device, works offline, and delivers a native-quality experience everywhere.
Learn moreInternational Banking
Hold, send and receive over 150 currencies with transparent rates and fast settlement across 195+ countries.
Learn moreSavings
Flexible savings pots and fixed-term deposits with competitive returns and complete transparency.
Learn moreInvestments
Diversified, transparent investing with fractional access, clear fees and educational guidance for every level.
Learn moreLoan Services
Personal and business loans with transparent rates, instant eligibility checks and flexible, penalty-free repayment.
Learn moreCredit & Debit Cards
Virtual and physical cards with instant issuance, precise controls, contactless payments and worldwide acceptance.
Learn moreCurrency Exchange
Convert 150+ currencies at transparent, near-interbank rates — instantly, with no hidden markups.
Learn moreReady to bank without borders?
Open your free Novita Pay account in minutes and join customers across 195+ countries.